{"id":34926,"date":"2025-05-09T16:39:01","date_gmt":"2025-05-09T14:39:01","guid":{"rendered":"https:\/\/www.oaklaw.co.za\/?p=34926"},"modified":"2025-08-07T12:08:06","modified_gmt":"2025-08-07T10:08:06","slug":"alles-wat-jy-moet-weet-oor-die-rmcp","status":"publish","type":"post","link":"https:\/\/www.oaklaw.co.za\/af\/everything-you-need-to-know-about-the-rmcp\/","title":{"rendered":"Alles wat jy moet weet oor die RMCP"},"content":{"rendered":"<h2 class=\"wp-block-heading\"><strong>Belangrike Brokkies<\/strong><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Alle verantwoordingspligtige instellings moet &#039;n RMCP by die Finansi\u00eble Intelligensiesentrum (FIC) indien.<\/li>\n\n\n\n<li>Finansi\u00eble sanksies sal opgel\u00ea word vir nie-nakoming na 12 Maart 2025.<\/li>\n\n\n\n<li>&#039;n RMCP stel riglyne vas om nakoming van die Wet op Finansi\u00eble Intelligensiesentrums te verseker.<\/li>\n\n\n\n<li>Verantwoordelike instellings sluit in regspraktisyns, trustdienste, dobbelinstellings en kripto-batediensverskaffers.<\/li>\n\n\n\n<li><a href=\"https:\/\/www.oaklaw.co.za\/af\/\">OAK Law <\/a>kan help met die opstel en indiening van voldoenende RMCP-dokumente<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Inleiding<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Die Wet op die Finansi\u00eble Intelligensiesentrum plaas sekere verpligtinge op verantwoordelike instellings om verdagte aktiwiteite aan te meld ten einde finansi\u00eble misdade soos geldwassery en terrorismefinansiering te voorkom en te bestry. Alle verantwoordelike instellings moet &#039;n RMCP by die FIC indien en finansi\u00eble sanksies sal vanaf 12 Maart 2025 vir nie-nakoming opgel\u00ea word.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">OAK Law kan jou help met die opstel en indiening van jou RMCP.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Wat is RMCP?<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">&#039;n Risikobestuur- en Nakomingsprogram, beter bekend as die RMCP, is &#039;n dokument wat riglyne en prosedures daarstel om volle nakoming van die Wet op die Finansi\u00eble Intelligensiesentrum te verseker. Hierdie dokument stel die stappe uiteen wat die verantwoordelike instelling sal neem om die wesenlike risiko&#039;s waaraan die instelling blootgestel is, te identifiseer, te meet, te monitor, te bestuur en te rapporteer.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Die RMCP moet voorsiening maak vir al die vereistes soos uiteengesit in artikel 42 van die FIC-wet, soos:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>die wyse waarop die instelling aan artikel 20A voldoen;<\/li>\n\n\n\n<li>die wyse waarop en die prosesse waardeur die vasstelling en verifikasie van die identiteit van die kli\u00ebnt uitgevoer sal word;<\/li>\n\n\n\n<li>die wyse waarop die instelling bepaal of toekomstige transaksies met gespesifiseerde kli\u00ebnte uitgevoer sal word;<\/li>\n\n\n\n<li>die wyse waarop die instelling addisionele omsigtigheidsondersoeke uitvoer;<\/li>\n\n\n\n<li>die wyse waarop die ondersoek van ongewone oorgange gedoen sal word;<\/li>\n\n\n\n<li>die wyse waarop inligting bevestig sal word;<\/li>\n\n\n\n<li>die wyse waarop &#039;n bestaande sakeverhouding be\u00ebindig sal word;<\/li>\n\n\n\n<li>die wyse waarop die instelling bepaal of &#039;n kli\u00ebnt &#039;n invloedryke persoon is;<\/li>\n\n\n\n<li>die wyse waarop rekords gehou word;<\/li>\n\n\n\n<li>die bepaling of &#039;n aktiwiteit gerapporteer moet word;<\/li>\n\n\n\n<li>die wyse waarop die RMCP ge\u00efmplementeer word.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Wat anders word benodig?<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Stap 1: Jou instelling sal as &#039;n verantwoordingspligtige instelling by die FIC geregistreer moet wees;<br>Stap 2: &#039;n Nakomingsbeampte moet aangestel word;<br>Stap 3: Jy sal die RMCP moet opstel volgens die spesifieke vereistes van die FIC-wet. Die RMCP moet spesifiek wees vir jou bedryf en jou instelling;<br>Stap 3: Werknemers moet opleiding ontvang rakende die RMCP en die FIC-wet;<br>Stap 4: U instelling moet verseker dat die toepaslike beheermaatre\u00ebls in plek is;<br>Stap 5: Kli\u00ebnteondersoek moet uitgevoer word in ooreenstemming met u RMCP;<br>Stap 6: Sekere rekords moet deur u instelling gehou word;<br>Stap 7: Jou instelling moet sekere inligting aan die FIC verskaf en enige verdagte aktiwiteite aanmeld.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Vir wie is die RMCP?<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Alle verantwoordingspligtige instellings word vereis om &#039;n Risikobestuur- en Nakomingsprogram by die Finansi\u00eble Intelligensiesentrum in te dien.<br>Volgens die FIC-kennisgewing wat op 4 Maart 2025 gepubliseer is, sluit verantwoordingspligtige instellings regspraktisyns, trust- en maatskappydiensverskaffers, insluitend rekenmeesters, gelisensieerde dobbelinstellings, insluitend casino&#039;s, kredietverskaffers, die Suid-Afrikaanse Posbank Beperk, ho\u00ebwaarde-godhandelaars, SA Mint Company (RF) (Edms) Bpk en kripto-batediensverskaffers in.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Gereelde vrae (Gereelde Vrae)<\/strong><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Kwalifiseer ek as &#039;n verantwoordbare instelling?<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Bylae 1 van die FIC-wet verskaf &#039;n definisie en lys van verantwoordingspligtige instellings. Indien u onseker is of u binne die definisie val, kan u <a href=\"https:\/\/www.oaklaw.co.za\/af\/kontak\/\">kontak<\/a> <a href=\"https:\/\/www.oaklaw.co.za\/af\/\">OAK Law<\/a> wat jou sal help om te bepaal of jy &#039;n verantwoordingspligtige instelling is of nie.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Wanneer moet die RMCP ingedien word?<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Die FIC het &#039;n sperdatum van 12 Maart 2025 gestel. Indien u nog nie u RMCP ingedien het nie, versoek ons u om dit so gou as moontlik te doen.<br>Die RMCP moet opgedateer en weer by die FIC ingedien word indien enige regulasies verander of die instelling enige interne prosedures opgedateer het.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Wie het toegang tot die RMCP?<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Alle werknemers van die instelling moet toegang h\u00ea tot die RMCP en moet hulself vertroud maak met die proses om ho\u00ebrisiko-kli\u00ebnte te identifiseer en die rapporteringsvereistes wat in die RMCP uiteengesit word.<br>Die Finansi\u00eble Intelligensiesentrum of toesighoudende liggaam wat deur die FIC aangestel is, moet op versoek van die instelling se RMCP voorsien word.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Wat as ek nie voldoen nie?<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Ingevolge artikel 45C van die FIS-wet, kan die Finansi\u00eble Intelligensiesentrum administratiewe sanksies, insluitend finansi\u00eble boetes, opl\u00ea. Remedi\u00ebrende riglyne kan ook aan die betrokke instelling uitgereik word.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Voordele en nadele van die kontak van OAK LAW vir hulp met u RMCP:<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Voordele:<\/strong> Ons het RMCP-dokumente suksesvol by die FIC opgestel en ingedien en kan help met vinnige en maklike nakoming in hierdie verband.<br><strong>Nadele:<\/strong> Jou instelling sal steeds die program wat in die RMCP uiteengesit word, moet implementeer en die verantwoordelikheid om aan die FIC te rapporteer, sal altyd by die verantwoordelike instelling wees.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Hoe om met jou RMCP te begin<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Kontak eenvoudig ons kantore en stel ons in kennis van u behoefte aan &#039;n RMCP wat aan die FIC-vereistes voldoen.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Gevolgtrekking<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Alle verantwoordelike instellings sal &#039;n RMCP moet indien om aan die FIC-wet te voldoen. Laat OAK Law jou help om voldoenend te wees.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Bel ons by 012 345 3761 of stuur vir ons &#039;n e-pos by <a href=\"mailto:info@oaklaw.co.za\">info@oaklaw.co.za<\/a> om te begin.<\/p>","protected":false},"excerpt":{"rendered":"<p>Key Takeaways Introduction The Financial Intelligence Centre Act imposes certain obligations on accountable institutions to report suspicious activity in order to prevent and combat financial crimes such as money laundering and terrorist financing. All accountable institutions are required to file a RMCP with FIC and financial sanctions will be imposed for non-compliance as from 12 [&hellip;]<\/p>\n","protected":false},"author":8,"featured_media":34929,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_seopress_titles_title":"RMCP Compliance for South African Accountable Institutions","_seopress_titles_desc":"Learn everything about Risk Management and Compliance Programmes (RMCP) required by the FIC Act in South Africa. 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